Need some easy ways to save money?
Here are some tips that are “Little Steps” that end up being “Big Steps” in your financial journey. Start small and think big!
Long-Term Ideas Money-Saving Tips:
Get serious about a budget
Many people have different ways to budget money because every budget has to fit someone’s personal lifestyle. Many recommend the 50/30/20 budget where you devote 50% of your income to “necessities” such as rent, food, gas, etc., 30% to “wants” such as entertainment, eating out, new outfits, etc., and 20% to “savings” where your money starts to get interest by just sitting there. Remember budgets are a long-term resolution to financial stability and takes time to refine and execute. If one of your allocations exceeds these percentages, make some adjustments to fit the formula.